• HOW TO CLOSE
    YOUR LOAN ON TIME

    Find quick answers to the New Disclosure Rules and calculate your closing!

    LEARN MORE→
  • MAKE A
    STRONGER OFFER

    If you’re ready to start house hunting, we’ll help you make a stronger offer with our new Platinum Pre-Approval program.

    LEARN MORE→
  • FIRST-TIME HOMEBUYERS

    Have questions on the mortgage process? We have answers! Visit our Mortgage 101 page to learn more about buying your first home.

    MORTGAGE 101→THE LOAN PROCESS→
  • APPLY ONLINE
  • Waterstone Mortgage has made it easier than ever to apply for a mortgage online!

    Click “Apply Now” to fill out our online application and start your mortgage process online today.

  • LOAN PRODUCTS
  • Which loan product is right for you?

    Find out by visiting our loan product comparison page and contacting a Waterstone Mortgage loan professional for a free consultation.

  • GETTING STARTED
  • Ready to achieve your homeownership dreams?

    We’re here to help with 4 ways to start your mortgage loan. We’ll walk you through every step of the way!

The Chris Jones Mortgage Team

Waterstone Mortgage is an innovative, strong, and secure mortgage lending company that has a reputation for exceptional service and competitive financing. At The Chris Jones Mortgage Team in Clearwater, Florida, we take the confusion and anxiety out of the mortgage process so you have a clear path to your dream of homeownership. We believe our job is to help you enjoy the homebuying experience – not to keep you waiting and wondering about the status of your loan. We take care of as much as possible up front, so when we tell you “yes”, we mean it. That’s how we’ve continued to grow and stand out in our industry – by doing what’s right for our customers. We’ll help you every step of the way, from application to moving day. Learn more ➔

Premier Mortgage Lenders in Clearwater, FL

At Waterstone Mortgage, we are a team that works together to deliver the best mortgage experience – from the very beginning of the process to after the closing. We treat our clients, affiliates, referral sources, and each other with the utmost respect. Because of our values, ethics, and integrity, we are unparalleled in our industry. We stand out in our community because of our complete focus on quality and exceptional customer care.

Our Mission

No one brings clarity and accountability to the residential lending industry like Waterstone Mortgage.

Our Vision

We take the confusion and anxiety out of the mortgage process so our customers have a clear path to their dream of homeownership.

  • APPLY FOR A MORTGAGE ONLINE

    Get started today with our fast and secure online mortgage application. It’s easy! First, you’ll need to get pre-qualified. Once you’ve been pre-qualified, you can apply online for your mortgage loan.

  • PLATINUM PRE-APPROVAL

    A Stronger Pre-Approval for a Stronger Offer. With the Platinum Pre-Approval program from Waterstone Mortgage, you’ll receive a rock-solid pre-approval before you start house hunting – allowing you to make a stronger offer on your new home.

  • LOAN PRODUCTS

    You have many options when it comes to home loans.  At Waterstone Mortgage, we have unparalleled expertise in all of the programs available to buyers today. We’ll guide you through the mortgage process to ensure you’re getting the right loan for your unique needs. We offer several resources to help you learn more about mortgages, understand the mortgage process and determine which mortgage product is the best fit for you.